Built by people who know the trades, for roofing contractors.
Roofing Insurance Agency is the roofing-focused division of Contractors Choice Agency — founded in 2005 by Josh Cotner, who knows exactly what happens when a completed-operations exclusion or a workers' comp misclassification shows up in a claim denial.
- Licensed in all 50 states
- Founded 2005 — 20+ years
- Roofing-knowledgeable agents
- 15-minute quote turnaround
- 2-hour claims response
- A.M. Best A+ carrier partners
From the jobsite to the agency.
Josh Cotner ran equipment, read specs, and filed certificates before founding CCA in 2005. That background is why we understand what's at stake when a roofing GL policy doesn't have the completed-operations tail — or a workers' comp audit reveals misclassified crews.
Contractors Choice Agency founded
Josh Cotner opens CCA in Chandler, AZ, after years working in the trades — built to insure contractors and operators the right way.
Expanded to specialty contractor markets
After placing programs for dozens of trade categories, CCA extends expertise to roofing contractors with the unique risk profiles of high-hazard work.
Dedicated roofing division
Roofing Insurance Agency focuses CCA's expertise on roofers — where completed operations, crew workers' comp, and tools exposure are the real risks.
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Roofing contractors insured nationwide
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Years insuring trade contractors
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Average quote turnaround
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States licensed & writing
Four things we won't compromise on.
Contractor-first, always
Josh spent years in the trades before starting the agency. We speak the language of roofing because we know what happens when coverage fails at claim time.
Coverage that closes the gaps
Completed-operations exclusions, workers' comp misclassification, and tools left uninsured — we address the risks standard contractor markets miss.
A-rated markets only
We shop carriers with the financial strength and contractor experience to be there when a completed-ops claim, a crew injury, or a tools theft hits.
Honest, no-pressure advice
If you don't need a line of coverage, we'll tell you. We earn trust by being straight about what your roofing business actually requires.
Ready to protect your roofing business?
Get a 15-minute quote from specialists who understand roofing — completed operations, crew workers' comp, tools theft, and the coverage your certificates require.